Protect Your Organization with ClaimSecure's Stop-Loss Insurance

Ensure your employees’ benefits and your group plan’s longevity with SecurePak™ Stop-Loss coverage. It’s a reliable way to ensure your benefit plan remains competitive in the event of a catastrophic claim.

SecurePak products give you flexibility to meet your employees’ needs without putting your financial security on the line. Three levels of coverage are available:

  • SecurePak Specific Plus

    A set attachment level with $1M in claims coverage per covered member per policy period

    Plan Highlights
    Maximum Benefit: Individual coverage up to $1,000,000 per Insured Person per Policy Period to a maximum limit of $5,000,000 per Policyholder per Policy Period.
    Review Type Stop-Loss Level Options Plan Options
    Sets attachment levels, at inception only, for individuals with claims experience exceeding, or trending beyond 75% of the group attachment level. $10,000, $15,000, $20,000, $25,000, $30,000, or higher upon request Drug & Extended Health or Drug Only
    Considerations
    Minimum group size - 25 primary lives
    An individual claims listing per family member for the most recent 12 months
    Health Service Spending Account (HSSA), Cost Plus and unlimited benefit programs claims are excluded from coverage

  • SecurePak Ultra

    A selection of attachment levels to choose from with $1M in claims coverage per covered member per policy period, plus no adjustment at first renewal guaranteed

    Plan Highlights
    Maximum Benefit: Individual coverage up to $1,000,000 per Insured Person per Policy Period to a maximum limit of $5,000,000 per Policyholder per Policy Period.
    Review Type Stop-Loss Level Options Plan Options
    Sets attachment levels, at inception only, for individuals with claims experience exceeding, or trending beyond 75% of the group attachment level. $10,000, $15,000, $20,000, $25,000, $30,000, or higher upon request Drug & Extended Health or Drug Only
    Considerations
    Minimum group size - 25 primary lives
    An individual claims listing per family member for the most recent 12 months
    Health Service Spending Account (HSSA), Cost Plus and unlimited benefit programs claims are excluded from coverage

Benefit Highlights

  • Quick, one-time enrollment for administrative ease
  • Choice of coverage options to meet your financial and security needs
  • Tax savings – claims administration fees are GST-exempt for covered benefits
  • Reimbursements for claims in excess of attachment level after policy anniversary date
  • One-year rate guarantee

ClaimSecure’s Stop-Loss coverage is offered in partnership with Canada Life (formerly Great-West Life).